SecondAppraisal helps AI agents assist vehicle owners with total-loss insurance claims by estimating fair market value, comparing similar vehicle listings against insurer offers, uploading valuation reports, checking state-specific appraisal rules, and submitting appraisal consultation requests.
Encrypted at rest, isolated from the model
Resolved from an AES-256-GCM vault at the moment of the call and attached to the request — the model never sees the secrets.
Try asking
Submit a vehicle owner's total-loss situation to SecondAppraisal on their behalf. Minimum: one of customer.phone / customer.email, your `agent` self-identification, and a `consent.attestation`. Returns a receipt with `customer_confirmation_url` (one tap confirms), a relayable `customer_message`, an optional `preliminary` market read, `contact_policy` (we will email/text a welcome and a person will call to confirm the request came from the customer or their agent), and `pricing` — the consultation is free; if the owner wants more, Appraisal Research is $199 (paid up front, no guarantee) or Appraisal Research + Negotiation is $495 with a $25 discount for customers you send ($470; a card HOLD captured only after the settlement improves by $1,000+, otherwise nothing is charged). The $25 applies to representation only. You may quote `pricing` verbatim; payment always happens on our site by the customer's own click (`checkout` links appear once they have confirmed) — never collect card details. Read `customer_message` to the user verbatim.
Fetch the current receipt for a submitted intake (status, confirm link while still confirmable, preliminary).
Attach the insurer's Market Valuation Report (CCC / Mitchell PDF) to a submitted intake. We parse it (vehicle, mileage, offer, insurer, loss date) and refresh the preliminary. Allow up to two minutes.
A no-commitment early market read for a vehicle: comparable listing prices near the customer (10th percentile / median / 90th), an odometer-adjusted mid, and the gap vs the insurer's offer. Not an appraisal. Nothing is stored about the customer.
State-specific total-loss facts: threshold and method, whether an independent appraiser must be licensed there, whether third-party appraisals are allowed, statute citations, must-know rights, common pitfalls, and the consumer hotline.
One endpoint, the same key, whichever client you use.
~/Library/Application Support/Claude/claude_desktop_config.json (Mac) · %APPDATA%\Claude\claude_desktop_config.json (Windows)
Replace API_KEY with your own key.
Already have an "mcpServers" section in your config? Just add the server entry inside it.
Discovery, routing, credentials, tool scoping and execution logs all happen at the gateway→connections stay ACTIVE with no work from you
SecondAppraisal MCP runs through a gateway that holds the credentials, scopes the access and records every call.
Managed auth, hosted MCP servers, and every Gmail tool your agent needs.
Free to start.